Does rent-to-own show up on my credit report?

Q: Does rent-to-own show up on my credit report?

**No.** Since there's **no credit check** to get started, there's no credit inquiry on your report. And because rent-to-own isn't a loan, your monthly payments aren't reported to the credit bureaus either. It won't help your score, but it won't hurt it. Your credit stays exactly where it is. That's actually a big deal for a lot of people. If you're working on building or rebuilding your credit, the last thing you need is another hard inquiry or a new account showing up on your report. With rent-to-own, that's just not part of the equation.

The Short Answer

No. Since there's no credit check to get started, there's no credit inquiry on your report.

Full answer below ↓

No. Since there's no credit check to get started, there's no credit inquiry on your report. And because rent-to-own isn't a loan, your monthly payments aren't reported to the credit bureaus either. It won't help your score, but it won't hurt it. Your credit stays exactly where it is.

That's actually a big deal for a lot of people. If you're working on building or rebuilding your credit, the last thing you need is another hard inquiry or a new account showing up on your report. With rent-to-own, that's just not part of the equation.

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Pick your style, size, colors, and options. Rotate it, zoom in, and make it yours. The whole process is easy and you'll walk away knowing exactly what your building looks like before you commit.

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Adrian

60+Buildings on Display

Our first established location just off US-223 in Adrian. Walk through dozens of styles and configurations, sit inside a few, take your time. No appointment needed. We leave the buildings unlocked. Come see the quality for yourself.

Address

2301 E. US 223, Adrian, MI 49221

Phone

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Mon–Tue: 10am–5pm

Wed: Closed

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Sat: 10am–3pm

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Carleton

55+Buildings on Display

Located just off Telegraph Road in Carleton, we have a full selection of sheds, cabins, garages, barns, and more ready to walk through whenever you're ready. We can't wait to see you soon.