You've got three options: 24, 36, or 48 months. Shorter terms mean higher monthly payments but less total cost. Longer terms spread things out and keep your monthly payment lower, but you'll pay more overall.
Most of our customers land somewhere in the middle with a 36-month term, but there's no wrong answer. It just depends on what fits your budget. And remember, you can always pay it off early with no penalty, so even if you start with a 48-month term and your situation improves, you can knock it out ahead of schedule and save yourself some money.
