Paying in full. When you buy outright, what you see is what you pay. No monthly premiums, no extra costs over time. And unlike a lot of companies, we don't tack on a processing fee if you pay by card. The price we quote you is the price you pay, period. On a building that costs several thousand dollars, that alone can save you hundreds compared to places that charge a 3-5% card fee.
If paying in full isn't realistic right now, the next best thing is rent-to-own on a shorter term like 24 months, or just pay it off early whenever you can. The sooner you finish, the less you spend total. No penalty for early payoff, so even if you start with a longer term, you can always accelerate when the money's there.
