File a claim with your homeowner's insurance. Storm damage and falling trees are typically covered under your "other structures" coverage. Document the damage with photos before you touch anything, and contact your agent right away.
Whether the building can be repaired or needs to be replaced depends on the extent of the damage. Our buildings are tough, and we've seen them take hits and come out better than expected. But either way, that's what insurance is for. Having that conversation with your agent before something happens means you're not scrambling after.



